How is the hourly rate calculated from salary?

Annual salary divided by 2,080 — the standard number of working hours in a year (40 hours per week × 52 weeks). This gives your pre-tax hourly equivalent.

Should I use pre-tax or post-tax salary?

Using your gross (pre-tax) salary gives a conservative estimate. Using your net (take-home) pay gives a more accurate picture of your actual life-hours traded, since that's the money you actually receive.

What does the monthly lifestyle mode calculate?

Monthly lifestyle mode multiplies your monthly cost by 12 to get an annual figure, then divides by your hourly rate to show how many work hours per year — and work days per year — you spend earning money to fund that lifestyle.

⏰ Life Cost Calculator

How Much of Your Life
Funds Your Lifestyle?

Money is just stored time. This calculator converts your spending into hours and days of your life — the real price tag on every habit, purchase, and monthly bill.

⏱️ A $7 coffee costs about 7–14 minutes of your life at an average salary. Your $1,200 rent? That might be a full week.

Your wage

Annual salary

We convert this to an hourly rate (÷ 2,080 hrs/year)